residential investor cash flow
Investment Property Loans
Investor Cash Flow mortgage program allows you to qualify based on rental analysis to determine property cash flow.
No personal income required to qualify. This saves you from submitting complicated income statements and tax returns.
Lending Parameters
Loan Amounts:
$75,000 - $5,000,000
Property Types:
Residential, 1-20 Units
Interest Rates:
Range from 4% - 12%
Credit Score:
620+ is preferred but can work with any score
LTV/LTC:
Range from 65% - 90%
Closing Timeline:
As quick as one weeek to 30 days
Loan Features
Loans up to $5 million, Minimum loan of $75,000.
Qualification based on property cash-flow - DSCR 1.0+
No DSCR needed with minimum 700 FICO and max 75% LTV.
No personal income or employment information required.
Properties can be in LLC’s name.
No limit on total number of properties.
Purchase and Refinance (Cash-Out or Rate-Term).
40 year fixed interest only available.
Non-warrantable condos allowed.
DISCLAIMER: We provide real estate lending and advisory services nationwide. We do not lend or broker loans in states that require financial licenses for lending to specific property classifications. All loans are conditional and subject to qualification requirements being fully met by the borrower. Plural America Capital Fund, is not a United States Securities Dealer, Broker or US Investment Advisor. Any submitted applications, do not guarantee any funding and are subject to final acceptance and approval.
