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+PLURAL AMERICA

Invest in Real Estate.

Participate in Long-Term Value Creation.

Plural America Capital Fund is designed to provide eligible investors with access to real estate-backed investment opportunities through a disciplined approach to private lending, capital allocation, and portfolio management.

Our strategy focuses on evaluating real estate fundamentals, structuring investments with defined objectives, and pursuing income generation and capital preservation, while recognizing the risks inherent in private real estate investments.

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A Disciplined Approach to Real Estate Investing

We believe succesful real estate investing begins with understanding the underlying assets, market conditions, borrower or sponsor capabilities, and the risks associated with each transaction. Plural America’s investment approach emphasizes careful underwriting, responsible capital allocation, and clearly defined investment objectives.

A Win-Win Approach

Plural America’s client-first approach is supported by a consistent emphasis on smart capital deployment and preservation since the firm’s inception. Plural America continues to pursue that strategy with the addition of new options for investors. the team prides itself for consistently achieving results and the implementation of a REIT structure allows Plural America to continue to work to improve the investment process for its partners.

The Plural America Capital Fund (The Fund) raises money through an offering of Membership Interests, so investors will be an equity owner in the entire fund. The Fund in turn makes investments in real estate loans through its REIT subsidiary.

Bridge Loans help local communities repair unsafe or unhealthy housing, modernize and rehabilitate outdated housing stock, convert industrial and retail properties into residential properties, and create jobs via local construction employment.

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Self Directed IRA

Target Duration: 5 to 10 years
Minimum Investment: as low as $10k

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Accredited Investors

Target Duration: 2-5 years
Minimum Investment: as low as $25k

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Foreign Investors

Target Duration: 2-5 years
Minimum Investment: as low as $50k

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REIT Structure

Investors will purchase a Membership Interest in the Fund and the REIT will owned by the Fund (a subsidiary).

Target Return

Investors will earn up to 8% preferred return, plus 50% of any return in excess of 8% in any give year. (*Your return on a Membership Interest will depend on portfolio results.)

Investment Strategy

Utilizing our best practices. We are not changing our business, just improving our structure.

Diversification

By investing in Members Interest, your funds risk will be spread across the entire portfolio of loans giving your investment diversification across geography, property types, and loan size.

Steady Deployment of Capital

When the Fund receives a payoff, as Managers, we can efficiently redeploy that cash into the next closing.

 Investor Benefits of a Debt Fund with a REIT Structure:

Potential Tax Savings

Up to 20% of qualified net income may be excluded from taxable income of the Fund Members, under the Jobs Act of 2017.

IRA Expense Savings

By investing in a Membership Interest, you will avoid the fees associated with the ins and outs of individual participations.

Flexible Distributions

You may elect to receive quarterly income distributions from the Fund or you can choose to have that income reinvested as an additional capital contribution.

Rollover of Existing Investments

Current investors may opt to have payoffs from your existing account invested in Membership Interests of the Fund.

Liquidity

After the first year, investors may redeem their Membership Interest subject to certain limitations outlined in the Private Placement Memorandum.

Our REIT Fund aims to preserve principal, provide current income, and deliver a high level of consistent returns through exposure to a portfolio of first-lien real estate mortgage loans. The Fund will invest the majority of its assets in short-term bridge loans secured by non-owner occupied residential and multifamily related properties originated by the Prospera Mortgage team or Prospera Mortgage approved originators and affiliates.

To learn more about this investment opportunity, fill out the form.

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