17 Advantages of Note Fund Investing
Rich Mejia, MBA Rich Mejia, MBA

17 Advantages of Note Fund Investing

Note Fund Investing technically means investing in shares of a privately-held company like Plural America that manages a portfolio of mortgages (aka notes), but participating in a note fund really means investing in the company managing the fund.

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The 3 Best Alternative to Bank Savings Accounts
Rich Mejia, MBA Rich Mejia, MBA

The 3 Best Alternative to Bank Savings Accounts

With traditional passbook savings accounts paying little more than nothing in return these days, more and more people are looking for better options. Money market accounts, various bank account options, and mREIT investments are among them. Here's everything you need to know about it.

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Difference Between a Transfer and a Rollover (SDIRA)
Rich Mejia, MBA Rich Mejia, MBA

Difference Between a Transfer and a Rollover (SDIRA)

Opening a self-directed IRA (SDIRA) is an important step toward diversifying your retirement portfolio. It allows you to invest in alternative investments such as real estate, precious metals, private equity, and other types of assets, and it gives you complete control over how you grow your account.

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Benefits of Investing in Mortgage REITs (mREIT)
Rich Mejia, MBA Rich Mejia, MBA

Benefits of Investing in Mortgage REITs (mREIT)

Mortgage REITs (mREIT) provide financing for income-producing real estate by purchasing or originating mortgages and mortgage-backed securities (MBS) and earning income from the interest on these investments.

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All ‘Private Money Lenders’ Are Not Created Equal
Rich Mejia, MBA Rich Mejia, MBA

All ‘Private Money Lenders’ Are Not Created Equal

There are a lot of great hard money and private money lending companies in the U.S.—stand-up lenders that do a wonderful job. Current rates for the top-tier borrowers are going to be 8 to 9 percent APR. Beginners or limited experience investors, you can figure about a 10 to 15 percent APR.

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How to Invest in an mREIT using a Self-Directed IRA
Rich Mejia, MBA Rich Mejia, MBA

How to Invest in an mREIT using a Self-Directed IRA

A Self-Directed IRA (SDIRA) is a distinct class of retirement account. With a self-directed IRA, you could invest directly in what the IRS called “Alternative Assets” like real estate, private businesses, mortgage/debt service companies like Plural America.

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